Disability coverage
Veradigm offers disability coverage to help protect a portion of your income if you cannot work for an extended period of time due to an illness, injury, or other condition.
New York Life administers our short-term disability (STD) and long-term disability (LTD) plans. If your short-term disability extends to and is approved for long-term disability benefits, the administration of your STD benefits will automatically transition to LTD benefits and will continue to be administered by New York Life. New York Life will work with you and your health care providers to manage your disability so that you can return to your regular activities as soon as practical.
Definition of disability
You are considered “disabled” if, as a result of physical disease, injury, pregnancy or mental disorder:
- You are unable to perform with reasonable continuity the material duties of your occupation,
- You suffer a loss of at least 20% in your Indexed Pre-disability Earnings when working, and
- You are under the regular care or supervision of a physician.
Short-term disability (STD)
STD coverage pays a benefit if you become disabled or unable to work because of a non-work-related illness, pregnancy, or injury for up to 182 days. This coverage is provided at no cost to you and is effective on your date of hire or benefit eligibility date. There are no exclusions for preexisting conditions. You cannot decline STD coverage.
Who is eligible
Full-time and part-time associates regularly scheduled to work 24 hours per week, effective the first day of employment.
Proof of loss
Required within 90 days from onset of disability.
Coverage maximum
Maximum weekly benefit is reduced by your deductible income, if any.
Continued coverage
Associates who are out on leave are required to continue paying their portion of benefit premiums. You will receive a letter with specific information regarding your benefits and premiums owed. You will submit payments directly to the Veradigm Benefits Department.
Long-term disability (LTD)
LTD coverage pays a benefit if a non-work or work-related injury, illness, or other condition prevents you from returning to work for longer than the 182-day STD period. You cannot decline LTD coverage.
Who is eligible
Full-time and part-time associates regularly scheduled to work 24 hours per week, effective the first day of employment.
Proof of loss
Required within 182 days after the end of the benefits waiting period.
Coverage maximum
$13,000 in taxable monthly benefits.
Continued coverage
Associates who are out on leave are required to continue paying their portion of benefit premiums. You will receive a letter with specific information regarding your benefits and premiums owed. You will submit payments directly to the Veradigm Benefits Department.
Family and medical leave (FMLA)
Family and Medical Leave coverage provides unpaid job-protected leave for certain family and/or medical reasons. To be eligible, you must be employed by Veradigm for at least 12 months and have worked a minimum of 1,250 hours during the previous 12-month period.
Who is eligible
Those who are employed by Veradigm for at least 12 months, have worked a minimum of 1,250 hours during the previous 12-month period and have a health condition as defined under FMLA, or have a spouse, child or parent who has a serious health condition and needs care.
Proof of loss
Required within 18 days of the request.
Coverage maximum
Up to 12 weeks of unpaid job protected leave for a “rolling” 12-month period, measuring backward from the date of a FMLA leave usage.
Continued coverage
Associates who are out on leave are required to continue paying their portion of benefit premiums. You will receive a letter with specific information regarding your benefits and premiums owed. You will submit payments directly to the Veradigm Benefits Department.