COBRA

Within a few weeks after your termination date, you will receive a COBRA Enrollment Kit in the mail that will include a COBRA Enrollment Form.

To enroll for COBRA, you must complete the Enrollment Form and postmark it within 60 days from the later of the date your active benefits end or the COBRA notification is sent to you. You may also elect COBRA online within the same timeline. COBRA benefits are not active until you have made your first payment.

The COBRA packet received via mail will contain a document stating the end date of your benefits. This document can be used as proof of benefit coverage and coverage ending.

Note: You have access to an electronic copy of your COBRA Kit within approximately 48 hours of your termination date. To access this document login to VeradigmBenefitsUS.com, select the drop down in the top right corner by your name, then select Personal Documents.

If you require additional assistance pertaining to your benefits or logging into the site, please call the AllCare Service Center at 844.705.4101.

How much does COBRA coverage cost?

You must pay the full cost of the benefit premium plus a 2% administration fee for the coverage you elect.

When are my COBRA payments due?

The costs for coverage will be included in your COBRA Enrollment Kit. Your Initial payment is due 45 days from your election date. After that, your payments are due on the first of each month with a 30-day grace period.

• If you have a personal email address on file with Businessolver:
  You will receive an email to your personal email address at the beginning of each month to let you know your COBRA Account Statement is available at VeradigmBenefitsUS.com. If you do not receive the COBRA Account Statement it may have gone to your junk folder in your personal email.
• If you do not have a personal email address on file with Businessolver:
  The COBRA Account Statement will be mailed to your home address. The COBRA Account Statement will reflect the amount billed and include a mail in coupon if you are paying by mail. If you have billing questions you can contact Businessolver at 844.705.4101. Your personal email address can be updated at any time by going to VeradigmBenefitsUS.com.

When will my COBRA benefits begin?

Your COBRA benefits will not be active until you make your initial payment. Once your enrollment forms and payment are received by Businessolver, all appropriate vendors will be notified of your COBRA enrollment within 10 days.

How long do COBRA benefits last?

In general, they last 18 months with a limited extension in the case of disability or other qualifying events. If you fail to pay your premiums on time, your COBRA coverage will end on the last day of the month for which payment was made and will not be reinstated.

Will I need new medical ID cards?

No, your current medical ID card will remain in effect, no new card will be issued.

Are there other coverage options besides enrolling in COBRA continuation coverage?

Yes, you can explore various health insurance possibilities, such as those offered through the Health Insurance Marketplace, Medicare, Medicaid, and the Children’s Health Insurance Program (CHIP). Additionally, you might consider enrolling in another group health plan, like a plan through a spouse’s employer through what is called a “special enrollment period.” Some of these alternatives could be more affordable than COBRA continuation coverage. For more comprehensive information about many of these choices, visit www.healthcare.gov.