Medical

Great news! Associate premiums for BlueCross BlueShield (BCBS) and Kaiser plans will not increase in 2026. While many companies are facing rising medical costs, Veradigm has been able to maintain the same premiums for another year.

Plan features will remain the same for BCBS medical plans. For Kaiser medical plans, all features will also stay the same except the Kaiser HSA plan deductible for each covered family member (for any tier above employee-only), which will increase to $3,400 (from $3,300). The total family deductible remains $5,000.

New for BCBS plans: Virta and GLP-1 for weight loss. Associates currently using or planning to use a GLP-1 for weight loss must participate in the Virta program. Virta provides medical oversight, nutrition support, and coaching to help you use the medication safely and effectively while supporting your weight-loss goals. Veradigm is committed to supporting associates in their efforts to achieve and maintain weight loss.

As a reminder, GLP-1 costs depend on your plan. Be sure to review the prescription drug details when choosing your 2026 coverage. In Optum Rx plans, Zepbound and Wegovy are Tier 2 Preferred Brand drugs.

Medical plans

Dental

• Associate premiums will increase slightly for 2026.
• Dental plans will continue to be administered by Cigna and the plan features for both options will stay the same.

Dental plans

Vision

• Associate premiums will not increase for 2026.
• Vision plan will continue to be administered by VSP and plan features will stay the same.

Vision plan

Health reimbursement accounts (HRAs)

• If you enroll in the BCBS HRA or Kaiser Permanente HRA plans, an HRA account is set up for you.
• Veradigm contributes to your HRA account each year.

HRAs

Health savings accounts (HSAs)

You must re-elect your HSA contributions each year to participate. Your current elections will not roll over.

You may participate in an HSA if you enroll in the BCBS HSA plan or the Kaiser Permanente HSA plan.

How much you can contribute for 2026

If you enroll in the BCBS HSA or Kaiser HSA, you can contribute up to the IRS maximums for 2026:

• Individual: $4,400 (currently $4,300).
• Family: $8,750 (currently $8,550).
• If you are age 55 and older, you can contribute an additional $1,000 as a catch-up contribution.

To receive Veradigm’s contributions

Veradigm will contribute to your Health Savings Account (HSA) only if you enroll in either the BCBS or Kaiser HSA medical plan during Open Enrollment. Follow these steps to ensure you receive the contribution:

1. Elect the BCBS HSA or Kaiser HSA medical plan through the Veradigm benefits enrollment system.
2. Confirm your HSA participation:
   • If you want to participate, select “I Want Coverage.”
     • You’ll be prompted to choose your contribution amount for 2026.
     • If you don’t want to contribute but still want Veradigm’s contributions, enter $0 as your contribution amount.
   • If you don’t want to participate, select “Waive Coverage.”
     Note: If you waive coverage, you will not receive Veradigm’s contributions to your HSA.

Learn more about 2026 contribution details

Advantages of an HSA

• Contribute, grow, and withdraw money tax-free when used for eligible expenses.
• Keep your HSA for life—even if you change jobs or retire.
• Unused funds roll over from year to year.
• Use your HSA to pay for current healthcare costs or invest for the future.

HSAs

Flexible spending accounts (FSAs)

You must re-elect your FSA contributions each year to participate. Your current elections will not roll over.

For 2026, IRS contribution limits are:

• General purpose health care FSA and limited purpose health care FSA: $3,400.
• Dependent care FSA:
  – Single individuals or married couples filing jointly: $7,500 for (up from $5,000), or
  – Married couples filing separately: $3,750 for (up from $2,500)

Note: Any funds remaining in your health care and/or dependent care FSAs at the end of the year cannot be rolled over to the next year. You must use your 2025 account funds by Dec. 31, 2025, and submit claims by March 31, 2026. For 2026 contributions, you must use funds by Dec. 31, 2026, and submit claims by March 31, 2027.

FSAs

New! Identity theft and cyber protection program

You have the option to enroll in a robust digital security plan to help protect you and your family from financial and identity fraud with Aura Protection Plus plan.

This plan helps safeguard you and your family against today’s most common digital threats—all in one easy-to-use app.

• Identity and financial fraud protection: Get automatic feature activation, a secure digital vault, and comprehensive monitoring with realtime alerts and proactive controls to help stop fraud before it escalates.
• Scam and cybercrime prevention: Stay protected with call, text, and email scam filters, malicious URL blocking, VPN and antivirus tools, plus safe browsing features with ad-blocking and anti-tracking.
• Resolution and reimbursement: If fraud does occur, you’ll have 24/7/365 access to U.S.-based experts for remediation, plus insurance coverage that includes a $5 million ID theft policy and a $50,000 cyber insurance policy.
• Smart family safety (included with family coverage): Extend coverage to unlimited dependent minors and up to 10 adult loved ones, each with their own private Aura account and insurance protection. You can also securely share alerts, passwords, and other critical information.
• Digital parenting and well-being (included with family coverage): Protect your children from online risks with child identity protection, cyberbullying and predator monitoring, parental controls, safe gaming tools, and insights into how online activity may affect mental wellbeing.

With broad protection and easy-to-use tools, this benefit gives you and your family peace of mind in today’s connected world.

You can enroll in this plan during Open Enrollment. The monthly rates are $8.03 for individual coverage or $13.25 for family coverage, paid through payroll deduction.

You

If you are a full-time or part-time associate regularly working at least 24 hours per week, you are eligible for coverage in Veradigm Health and Welfare benefit plans.

Your dependents

Your dependents who are eligible for coverage include your:

• Legal spouse or domestic partner.
• Dependent children up to age 26 (or older, if your child is permanently and totally disabled).

Important notes:

• When covering a domestic partner, contributions for your domestic partner will be deducted on a post-tax basis. You will also pay taxes on the imputed income on the portion of benefits paid for by Veradigm for your domestic partner to be covered.
• Have your dependents’ Social Security numbers (SSNs) on hand when enrolling them in benefits. U.S. health care reform requires SSNs to be reported to the IRS for each covered individual.
• If you add a dependent to your health insurance coverage who does not qualify as a tax dependent under the Internal Revenue Code Section 152 and Notice 2010-38 (such as a domestic partner), the Fair Market Value (FMV) of VeradigmVeradigm contribution toward that coverage is considered a taxable fringe benefit, subject to tax withholding. This calculated fringe benefit is known as imputed income.

You are eligible to enroll in Veradigm benefits:

• During the open enrollment period every fall.
  Your new elections made during this enrollment period will be effective on Jan. 1 of the following year
• If you are a new hire or newly eligible.
  You have 31 days from your first day of eligibility to enroll.
• If you have a qualifying life event.
  You have 31 days from the day of your qualifying life event to make elections.

To enroll, log into the Veradigm benefits enrollment system, then follow the steps below.

If you are already registered:

1. Enter your user name and password. If you can’t remember one or both, click on Trouble Logging In? or call 1-844-705-4101.
2. Once you are in the benefits enrollment system, click on the Start Here button and follow the instructions to enroll in your benefits or waive coverage.

If you are not registered:

1. Enter your Social Security number or Employee ID, Company Key and Date of Birth. Company Key is: MDRX in all uppercase letters.
2. Create your user name and password. (Make a note of your user name and password for future use.) Select your security phrase and answer. Click Continue.
3. Log in with the new user name and password you just created in step 2. Read the Electronic Signature notification and click Accept to move forward.
4. Once you are in the benefits enrollment system, click on the Start Here button and follow the instructions to enroll in your benefits or waive coverage.

Confirmation reminder!

Until you have received a confirmation number from the Veradigm benefits enrollment system, your benefit enrollment or change request has not been processed. Please make sure to print your confirmation number for future reference.

Life event changes must be made within 31 days of the event.

Federal regulations issued by the Internal Revenue Service do not allow you to change benefit options or make new elections during the year unless you have a qualifying life event.

Qualifying life events include:

• Marriage, divorce, legal separation or change in domestic partner relationship.
• Birth, adoption or change in legal custody of a child.
• Death of a spouse or child.
• Change in employment status that results in a loss or gain of benefits, such as beginning or ending employment, change in hours that affect benefit eligibility, or an unpaid leave of absence.
• Change in dependent status of a child.
• Significant change in spouse’s premium contributions.
• Entitlement to Medicare, Medicaid or another insurance plan.
• Change in spouse’s benefit elections.

All changes must be made within 31 days of the event. To report a life event change, go to veradigmbenefitsus.com and click on Start Here and then select Life Event Change. You will be required to provide documentation verifying your life event within 31 days of your request.

If you enroll in a Veradigm medical plan (BCBS or Kaiser Permanente), you must certify whether you use tobacco. If you certify that you are a tobacco user, you will pay a $25 per paycheck surcharge ($50 per month). This is in addition to your regular medical premium.

A “tobacco user” refers to the use of tobacco products within the past six months. Tobacco products include:

• Cigarettes, cigars, pipes, snuff, chewing tobacco.
• All forms of smokeless tobacco.
• Clove cigarettes.
• Any other smoking devices that use tobacco, such as hookahs, or simulate the use of tobacco, such as electronic cigarettes.

How to avoid or stop the surcharge

If you successfully complete one of our medical providers’ free Tobacco Cessation programs or are tobacco free for at least six months, you can apply to no longer pay the surcharge and you may be eligible for credit of any surcharge that you have paid. You must log into VeradigmBenefitsUS.com and change your Tobacco Use status to a non-user. Please note, it may take up to two pay periods before the surcharge is removed from your paycheck.

Commit to quit!

Veradigm understands the health benefits of a smoking-free lifestyle. To help all associates, both BCBSNC and Kaiser offer no-cost programs to help with quitting smoking.