This account allows you to be reimbursed for eligible medical, prescription, dental, and vision care expenses incurred during the benefit plan year.

For 2024, you can contribute up to $3,200 to your account.

If you are enrolled in the Cigna HRA, Cigna PPO, Kaiser HRA or Kaiser HMO plan, you can use the general purpose healthcare flexible spending account to pay for copays, deductibles and coinsurance related to your or your dependents’ eligible medical, dental and vision care or prescription drug costs.

Note: If you are a participant in the Cigna HSA plan or Kaiser HSA plan, you are not eligible to elect the general purpose healthcare flexible spending account option; however, you can enroll in the limited purpose (combination) healthcare flexible spending account.

Eligible healthcare expenses

Eligible expenses are medically necessary expenses not covered by your medical, dental or vision plans, including:

• Deductibles and copayments
• Your share of covered expenses
• Dental and orthodontia expenses
• Prescription glasses, contact lenses and lens cleaning solution
• Laser vision correction
• Prescription drugs and drug copayments

Eligible expenses do not include: cosmetic procedures, treatments not supervised by a qualified health care professional, premiums for employer-provided health care plans or other expenses that are not medically necessary.

For a full list of eligible expenses, see IRS Publication 502.

If you are a participant in the Cigna HSA or Kaiser HSA plan, you may enroll in a limited purpose (combination) healthcare flexible spending account which works in addition to your health savings account (HSA).

For 2024, you can contribute up to $3,200 to your account.

You can use the limited purpose (combination) healthcare flexible spending account to pay for eligible dental, vision and preventive brand prescription expenses only.

Once you have met the IRS statutory plan deductible of $1,500 for individual or $3,000 for family, you can use the limited purpose (combination) healthcare flexible spending account like a general purpose healthcare flexible spending account for all qualified healthcare expenses, including IRS-approved medical expenses not covered under Veradigm Prescription Drug Coverage, such as over-the-counter (OTC) medications. A prescription is required for OTC medicines.

Eligible healthcare expenses

Eligible expenses are out-of-pocket expenses not covered by your dental or vision plans, including:

• Your share of covered expenses
• Dental and orthodontia expenses
• Prescription glasses, contact lenses and lens cleaning solution
• Laser vision correction

Eligible expenses do not include: medical expenses, including deductibles and copayments, prescription drugs, cosmetic procedures, treatments not supervised by a qualified health care professional, premiums for employer-provided health care plans or other expenses that are not medically necessary.

This account can be used to pay for eligible dependent care expenses on a before-tax basis for a qualifying child or relative. You can contribute up to $5,000.

You can use this account for dependent care expenses incurred so you and your spouse can work, or so your spouse can attend school full time. If your spouse stays home full time, you are not eligible for the tax benefit.

Eligible expenses

To be eligible, care must be provided while you (and your spouse, if you are married) work, look for work or attend school full time. Eligible expenses include care in your home by an eligible provider or at a licensed facility. You will not be reimbursed for residential or “sleep-away” care, nursing home care or for babysitting when you are not at work.

The Dependent care flexible spending account will not cover services provided by your spouse, a child of yours under age 19 or any dependent you claim as an exemption on your federal income tax.

For a complete list of eligible expenses, see IRS Publication 503.

Managing your MyChoice FSA account(s) is easy. You can access your account balance at any time through the All Care Benefits Service Center:

• Go to veradigmbenefitsus.com.
• Use the MyChoice Mobile AppSM to access the system through your mobile device.
• Call the phone number listed on the back of your debit card.

If you have a  qualifying life event during the year, you can make changes to your account by going to veradigmbenefitsus.com and click Start, then click Life Event.