Medical

You must enroll in medical coverage for 2027

Your current medical election will not carry over to 2027. If you want Veradigm medical coverage next year, you must actively enroll during Open Enrollment.

Even if you want coverage similar to what you have today, take a fresh look at your options. Two BCBS plans have new names for 2027, and there are important changes to plan features and costs.

2027 MEDICAL PLANS

Dental

• Associate premiums will increase slightly.
• Cigna will continue to administer both dental plan options, with no changes to plan features.

DENTAL PLANS

Vision

• Associate premiums will not increase.
• VSP will continue to administer the vision plan, with no changes to plan features.

VISION PLAN

Health savings accounts (HSAs)

If you enroll in the BCBS or Kaiser HSA Plan and are eligible for an HSA, you must elect the savings account during Open Enrollment if you want to participate in 2027. Your current HSA election will not roll over. Remember that enrolling in the HSA medical plan and electing the HSA itself are separate steps.

Your 2027 HSA contributions

If you enroll in the BCBS HSA or Kaiser HSA Plan, you can contribute up to the IRS maximums for 2027:

• Individual: $4,500 (currently $4,400)
• Family: $9,000 (currently $8,750)
• If you are age 55 and older: You can contribute an additional $1,000 as a catch-up contribution

Veradigm’s HSA contributions will remain the same for 2027.
HSAs

Flexible spending accounts (FSAs)

You must re-elect your FSA contributions each year to participate. Your current elections will not roll over.

For 2026, IRS contribution limits* are:

• General purpose health care FSA and limited purpose health care FSA: $3,400.
• Dependent care FSA:
  – Single individuals or married couples filing jointly: $7,500 for (up from $5,000), or
  – Married couples filing separately: $3,750 for (up from $2,500)

Note: Any funds remaining in your health care and/or dependent care FSAs at the end of the year cannot be rolled over to the next year. You must use your 2026 account funds by Dec. 31, 2026, and submit claims by March 31, 2027. For 2027 contributions, you must use funds by Dec. 31, 2027, and submit claims by March 31, 2028.

* 2027 IRS contribution limits are expected in late 2026. Check the FSAs page for updates.

FSAs

Voluntary benefits

New administrator for voluntary benefits

Beginning Jan. 1, 2027, New York Life will replace Aetna as the provider for Veradigm’s accident, critical illness and hospital indemnity benefit plans. You must actively enroll to have coverage for 2027 since your current elections will not roll over.

These voluntary benefits provide additional financial protection to help with expenses related to a covered accident, serious illness or hospital stay.

What to know

• Accident and hospital indemnity rates will remain the same.
• Critical illness rates will be lower for the $10,000 and $20,000 benefit levels and comparable for the $30,000 level.
• All three plans include a $50 health screening benefit.
• Rates are guaranteed for three years.
• The accident plan adds coverage for cervical spine dislocation.
• Covered conditions and benefits under the New York Life plans differ from the current Aetna plans. Review the plan documents for complete coverage details, including covered and excluded conditions and services.